That's your job! You brought it up! A guy once sued his insurance agency. Now go look it up. Nah, I'm kidding, he insured 25 cigars against fire, then smoked them, and sued for a million-ish. He was then immediately arrested and convicted of 25 counts of arson with intent to commit insurance fraud, or the like, fined for $30K, and had the money he had "earned" from the lawsuit returned to the company.