Well, also in the US we're bombarded with messages that the American Dream is alive and well and anyone can achieve it. The truth doesn't usually hit most folks until they're old and trying to retire. My mom and stepfather, for instance, have both worked hard all their lives, never accepted welfare, paid their bills.. but never had enough leftover to save for retirement. Now they're trying to figure out how they're going to afford health insurance when they need it the most, but can least afford it.