ALL MAGNETIC FIELDS ARE CAUSED MY MOVING CHARGES. Even the magnet on your refridgerator!!! Charges are nothing more than electrons. Guess what - that magnet has electrons in it! Electrons have a spin assosiated with them, referred to as up spin and down spin. Each electron creates a small magnetic field. But an up spin will cancel out the field from a down spin. Iron, which most magnets are made of, has two electrons whose fields are not canceled out. It is a natural magnet.
And yes the lables are important. What if I were to say that the car is 34? Uh, 34 what, years old, made in 34, traveling at 34 miles an hour? Public restrooms have very important lables on the doors. If you are trying to develop a model for something, put the right lables on it, and get the directions of the fields correct - It's a physical property.